miércoles, 8 de junio de 2016

Ways to finance a Project

1.-Get a Bank Loan: This is an option that is really traditional, for example in Spain at least 80% of the small companies were finance in this way. This is a really good option for the ones who has traditional projects (restaurant, services, trade, …) . It could be a little hard, but is good to give a chance.

- Use a credit Card:  Using a credit card to fund your business is some serious risky business. Fall behind on your payment and your credit score gets whacked. Pay just the minimum each month and you could create a hole you'll never get out of. However, used responsibly, a credit card can get you out of the occasional jam and even extend your accounts payable period to shore up your cash flow.

-The famous 3F’S:  Is a classic to young projects, that is unknown if they have a future or not.  The F means to friends, family and fools, to invest in the project

.-Business angel: They are private investors, who decide to invest in a startup in change of a % of the business. They get along with the project much direct that a company. The biggest problem, is to get an angel to be interested in the project, here are some tips for this:
  •       Add experience.
  •         Don’t be a fad-follower.
  •        Know your stuff.
  •       Keep in touch.

-Use your retirement funds: If you're unemployed and thinking about starting your own business, those funds you've accumulated in your retirement funds over the years can look pretty tempting. And thanks to provisions in the tax code, you actually can tap into them without penalty if you follow the right steps. The steps are simple enough, but legally complex, so you'll need someone with experience setting up a C corporation and the appropriate retirement plan to roll your retirement assets into.

- Crow funding:  Web sites that can offer the possibility of donating money in change of something related to the project.  It’s not a way to long-term funding, is more about single, creative and one-off ideas.  One web site where you can submit your project or look another projects, is kickstarter.com


-Boostrapping:  It means to do some entrepreneurs with little or nothing capital, it means, to start something with the stuff that they have.  The good thing about this is that the risk is almost zero, because we don’t have debts to anyone.

-Present the project to venture capital companies: Capital funds are private investors who typically invest when the project is more consolidated. Its main mission is to get out of the capital and place your part to get economic "revenue". The upside of this is that actually are companies that are accustomed to risk and lose their investment because they actually know that if one of your bets goes well, the benefit you get in return will be huge. The downside is that many venture capital companies care more about the benefits they can gain from the sale or divestiture of a business that the company itself

.- Microfinance: its small financial institutions that are specialists in small and quick loans. The advantage is that they are a lot more permissive and flexible. The downside is that the interest rates are extremely high

.-Exchange services o bartering: It means reaching agreements with other companies in a relationship in which theoretically everyone wins. While it is not a direct financing method, it is true that helps reduce fixed costs and can sometimes be a very important for companies who embark on a relationship of such savings. On the downside, dependency relationships are created and there is always the risk that one party fails to comply the same way as the other its "part of the deal", a situation that can result in unwanted conflicts.

2.  5 Risk of Crowfunding:-A lot of project creators and backer do not realize that crowds do not know everything. Ideas may be great and well received but they may be not easily commercialized. Unfortunately, according to well researched reports, 3 out of 4 startups fail. What this means is that 75% of all successfully funded ideas fail.


-There is no protection of intellectual property on Crowdfunding platforms. If one put up information on a Crowdfunding platform or online that has not been patented, then they have up to one year from the date they posted it to patent the idea, after which they lose the chance to patent it.


-There is a grey area on ownership of ideas where a project owner, would use an idea submitted by someone commenting on their product or service without giving the commenter credit for it.


-A lot of the creators posting their projects online have good ideas and no business expertise. They have no idea how to set up a business or how to fulfill the legal requirements of owning a business and do not have experts to guide them on this.


-Experts are particularly concerned that the Crowdfunding revolution may be crowding out other forms of financing e.g. angel,  traditional financial institutions. This is because a lot of people are turning online for financial help and completely ignoring the other means of financing.


 3. We’re going to start a new project, is going to be a kind of a record label, but is not only about music, it has little filming and writing projects too. So to get this project finance we are going to use to kind of ways. The first, and the most principal, a business angel, and the second one is crowdfunding.We are using the first one, to have a good look from someone expert, and the advice from someone who knows more about this kind of business. We already have finished some of the projects (which from our point of view are good) so we hope show that to an angel, and he is interest in the concept. We have investigated a lot about how get an angel interested and we think that we fulfill the expectation.  Now, the second one we are using it, to know our public and the preferences, but the main purpose of this is to get us know by people and another investors, and by people who think that they can fit well in our business. We are using kickstarter.com, because we have heard that is a good platform and have interesting projects. We know the risks if we only use crowdfunding, that is why we are using this both ways of finance. We know that the crowdfunding way is more about one use, and is really uncertain, but it could make the business more recognize, and we know that maybe at the first we are not going to find someone interest (angel) in a business like us, but we can try with the ones who we know could helps us more, and don’t give up at the first try. We trust this one more, because it’s with someone who already had experience with this kind of stuff, and that is a great help.

Radio waves= RS

Used to transmit all types of information. It started 100 years ago, by broadcast caring, and morse code followed by audio, one of the latest innovations was Television Broadcast.

-Radio waves to transmit and receive information.
-Radio frecuency signals are made above electric and magnetic waves, they are referred to as "electromagnetic waves" ( two waves, very in intensity, overtime forming two separate but related waves, perpendicular angles to each other).

-Horizontally= Magnetic wave.
-Vertically= Electric wave. 
They can be viceversa, polarized the polarity.
The RF Signal could be horizontal, vertical, circular.. 
-ElectroMagnetic Radiation is not radioactive.

-How quickly the electric and magnetic fields very in intensity or isolate determines their frequency travel speed of light. 

1 Cicly determines the wavelenght.
-Lower frequency = Longer wavelenght.
-Higher frequency = Shorter wavelenght.

Speed of light/ frequency = wavelenght ( lambda) 

Antennas: Based on their structure, the waves got the high. The element must match, the physical shape and size components depende of this cause affect the signal. 

The tall of antennas are bigger than the wave, normally it's use a 1/4 of the original wave. 

How does radio Transmission happen?

ICT'S:

-TV.
-Radio.
-Internet.
-Computers.
-Drones.
-Cameras.
Waves= Antennas / Satelites: Distance higher than the surface that is going to transmit. 

AM: Amplite modulatation.
FM: Frecuency modulatation. Most capacity to transmit the wave, so it's better. 

Modulation: It's the process of putting information in understandable way's to transmit information.
Demodulation: It's the process to interpret an understand the information that it's been transmiting.